Broker Check

Support Professionals

One professional cannot meet all the needs and challenges of building an efficient Estate or Retirement Plan.

 The basic approach to your plan is Unique. Multiple independent professionals consult to address retirement and estate planning needs

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John Phillips

Certified Public Accountant

144 Mary Esther Boulevard

Suite 18

Mary Esther, FL 32569

John brings more than 35 years in diverse tax, financial, and business consulting experience to his role as a Certified Public Accountant. He earned a Bachelor of Science in Accounting degree from the University of Florida in Gainesville, FL and a Master of Business Administration from the University of West Florida in Pensacola, FL.

He is a licensed Certified Public Accountant in Florida and a member of the American Institute of Certified Public Accountants and the Florida Institute of Certified Public Accountants. 

John has gained extensive accounting and tax experience as a manager at CPA firms and serving as Chief Financial Officer for several private companies.

John has expertise in providing comprehensive accounting services, including individual, corporate, partnership, estates, trusts, and nonprofit income tax returns and audits, compilations, reviews, and payroll tax reports.

Keith Vanover


2018 Lewis Turner Boulevard

Suite D

Fort Walton Beach, FL 32547

Keith grew up in Florida and served in the U.S. Air Force at Eglin AFB from 1990 to 1994. He used his G.I. Bill to finish his Master’s Degree and complete law school. 

He founded Vanover Law Firm in Okaloosa County in 1998.

Keith is fully certified and equipped to manage Elder law matters and provides an Estate Plan package that includes all suggested documents including Wills, Financial Power of Attorney, Living Will, Healthcare Surrogate, and Trusts.

With nursing home care costs skyrocketing, most Americans need a long-term care plan that won’t wipe out their savings. Keith’s emphasis on pre-planning structures assets so they’re protected in the future should you need long-term care benefits.

Amber Hayes

Senior Marketing Strategist

Danny Rasberry

Rasberry Financial Services

Investment Advisor Representative**

401 Central Avenue

Laurel, MS 39440

Colleen Faherty

Mortgage Broker

223 Eldredge Rd

Navarre, FL 32566

Tim Collins


313 Sunset Bay

Miramar Beach, FL 32550

Originally from Knoxville, Tennessee, Tim earned a B.S. in mathematics from the University of Mary Hardin. Post-college, he launched a successful sales management career that lasted more than 24 years. After moving to the Emerald Coast in 2013, Tim began his real estate career by growing long- and short-term portfolios for a property management company. Having always wanted to launch an agency, he earned his real estate license soon thereafter.

In 2020, Tim founded Coastal Premier Properties, which achieved more than 30 million in sales volume in its first year alone. Moved in every endeavor by stout values of honesty, integrity, and trust, Tim is passionate about helping people succeed on both sides of the aisle. Representing both clients and agents, Tim maximizes buyers’ and investors’ returns and assists colleagues in growing their business and mastering the art of closing a deal.

Jay Harris


2018 Lewis Turner Boulevard

Fort Walton Beach, FL 32547

*Eric Riggenbach offers Securities through Client One Securities, LLC Member FINRA/SIPC. Cornerstone Financial and Client One Securities, LLC are not affiliated

** Danny Rasberry offers Securities and Advisory Services offered through Client One Securities, LLC Member FINRA/SIPC and an Investment Advisor. Rasberry Financial Services and Client One Securities, LLC are not affiliated.

A Note from our Executive Director.

I have been in the financial and insurance industry since 1990 and began my career while pursuing a Bachelor of Science in Business Management.

For the last 30 years, I have embraced further education by obtaining a Securities trade registration, and further education with a bachelor's degree in economics and finance from Cambridge.

My family has been here in NWFL for over 45 years. Yes, I am a native. My family helped establish the original W-W Medical Center and the Fort Walton Beach Hospital.

My two most notable professional accomplishments have been, first, the ability to help many clients create and protect their wealth and provide them income when they or their family needed it; and secondly, to establish CornerStone Financial while maintaining sound financial and Christian principles.

Feel free to contact me directly if you have any questions. 

<strong>Eric Riggenbach *</strong>

Eric Riggenbach *

Executive Director
(850) 862-8082