2024 Q3 Market Recap
It’s always great to start with the words, “The markets finished the quarter at an all-time high.” Fortunately, that’s the case this time around. The S&P 500 rose 2% in September, and 5.5% for the entire quarter. The Dow, meanwhile, gained 8.2% in Q3. Both indices set new records along the way.
Trending Now 2024 a Long Expected Rate Cut
Over the last two years, the Fed has tried to do the seemingly impossible: Cool down consumer prices without starting a recession. To do that, the Fed turned to the only tool available: Interest rate hikes.
Cybersecurity Free Credit Freeze
Recently, a background check company called National Public Data confirmed they had experienced a data breach earlier in the year. As a result, the personal information of millions of Americans had been compromised – including, in some cases, Social Security numbers.
The Only Bad Question is the One Left Unasked: Breaking Down Financial Jargon
There’s no shame in being unsure, confused, or just curious. The same applies to financial matters, so I’ll tackle questions many people are too afraid to ask in this blog post.
Removing Trees & Financial Planning
It takes experience and knowledge to know where and how to cut to avoid damage, it takes experience to know where to look for roots before pulling a stump out. It takes a professional.
Family Conversations, Financial Decisions
For many of us, our financial choices are based on our relationships with our families. I’m betting that most of your finances are intertwined with your family.
Family Conversations – Passing on Details
Family conversations allow you to discuss your estate and legacy plans. While these conversations can feel awkward they are still important to have now.
What happens online when I die?
Our online presence has become an integral part of our lives in the digital age. From email archives to social media profiles and various online accounts, we leave behind a substantial digital footprint.
Understanding Inflation’s Impact on Retirement Savings and Strategies for Protection
Many look forward to retirement, envisioning a time of relaxation and enjoyment after years of hard work. However, achieving financial security in retirement requires careful planning, especially in the face of one significant challenge: inflation.
The Spotlight on Apple: What Investors May Be Talking About in June
As we move into June, the financial markets are abuzz with anticipation, and a significant portion of this attention is expected to shift toward Apple Inc.
Navigating the Implications of April’s Hotter-Than-Expected Inflation Report
In April, the release of inflation data sent shockwaves through the financial world as consumer prices surged higher than anticipated.
When your dog bites someone
When your dog bites someone, the liability may be covered by your homeowners policy, though there are exceptions.
Marginal tax bracket and holding period affect capital gains taxes
Understanding how marginal tax brackets and holding periods impact capital gains taxes is crucial for investors seeking to maximize their returns while minimizing tax liabilities.
What mortgage lenders consider when deciding whether you can afford a home
Mortgage lenders consider many personal factors when deciding whether you can afford a home.
Unveiling the Federal Reserve’s Influence on Your Portfolio: Decoding the Financial Markets
As investors, understanding the Federal Reserve's role and how its decisions may affect our portfolios is crucial.
Is there a role for both active and passive investments in your portfolio?
There’s often a spirited debate between proponents of active and passive strategies. Each camp champions its approach, extolling the virtues of its chosen method.
Earned Income and your 1040 Form
If you are simply reinvesting this income, you may want to consider moving the money to investments with the potential to grow tax-deferred.
Leveraging Programs: A Guide for U.S. Service Members
As service members dedicate themselves to protecting the nation, it's crucial they recognize the resources available to them beyond the battlefield.
Fire Retirement
The FIRE movement represents a paradigm shift in how people approach financial stability and retirement.
Can Group, Private Disability Policies Work Together?
Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.
Keeping Summer Safe: Pool and Spa Safety Tips
Each year hundreds of children die or are injured in pool accidents. By taking seven steps, you can keep your pool safe.
When Heirs are Imperfect
The money problems or bad lifestyle habits of adult children could lead to the squandering of any inheritance they receive.
Critical Estate Documents
Sound estate management includes creating financial and healthcare documents. Here's an inside look.
Estate Management Checklist
A will enables you to specify who you want to inherit your property and other assets. A will also enable you to name a guardian for your minor children.
Insurance Needs Assessment: For Empty Nesters and Retirees
With the children now out of the house, financial priorities become more focused on preparing for retirement
Preparing for Longevity
The financial aspect of longevity requires careful consideration; those nearing retirement age and those just starting work may have misconceptions about aging, not realizing that they may live much longer than their forebears.
Filing Final Tax Returns for the Deceased
The federal government requires deceased individuals to file a final income tax return.
Traditional vs. Roth IRA
One or the other? Perhaps both traditional and Roth IRAs can play a part in your retirement plans.
Investing with Your Heart
Some individuals believe that return on investment shouldn't be the only criterion for how they invest their money.
Tax Deductions You Won’t Believe
While Americans are entitled to take every legitimate deduction to manage their taxes, the Internal Revenue Service (IRS) places limits on your creativity.
The Long Run Women and Retirement
For women, the retirement strategy is a long race. It’s helpful to know the route.
